Supporting your investment advice
Adviser area– If you’re a customer please visit the customer section
We understand that when it comes to providing financial planning for your clients no one size fits all. Our Onshore Investment Bond is designed to meet clients’ needs whether they are looking to grow their money, produce regular payments to supplement income or pass on assets in a tax-efficient way.
The HSBC Onshore Investment Bond offers a number of potential benefits for investors:
- A competitively priced proposition, offering great value for money
- An open architecture structure – providing access to a wide range of funds from many different providers
- Flexibility and transparency
- A Support Team dedicated to helping you
- Thinking based on mutual success – because when we work together, we thrive
Important information
The HSBC Onshore Investment Bond is not designed for non-UK taxpayers, non-UK residents and short-term (less than 5 years) investors. The value of investments can fall as well as rise and your client(s) may not get back what they invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. HSBC Life (UK) Limited cannot be held responsible for the investment performance of the HSBC Onshore Investment Bond. The value of any tax benefits described depends on individual client circumstances. Tax rules and rates may change in the future. HSBC Life (UK) Limited cannot be held responsible for any future changes in legislation.
Meeting your clients’ investment needs
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Investment for growth
For clients looking to grow their money. The open architecture structure of the HSBC Onshore Investment Bond – providing access to a large number of funds from many different providers – is attractive to first time and more experienced investors.
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Investment to supplement an income
For clients, perhaps close to or in retirement (drawdown phase), looking for an additional tax-efficient income.
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Inheritance planning
Inheritance planning. For those wishing to pass on assets to their dependents as part of an estate planning strategy.
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Inexperienced or cautious investors
Clients looking for lower risk investments.
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Individuals and Trustees
The HSBC Life Onshore Bond can be held inside a Trust.
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Click to view page: Age is no barrier
The HSBC Onshore Investment Bond is designed to meet the many needs of your clients – regardless of their age. See our sales aid ‘Future-proofing your recommendations’.
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Click to view page: Limited Companies
The HSBC Life Company Onshore Investment Bond is an opportunity for UK tax resident limited companies to invest for the medium to long term.
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Click to view page: Two routes to accessing our Onshore Investment Bond
See how you can invest via selected platforms or directly through HSBC Life
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Tools and calculators
Wrapper Comparison Tool: compare our Bond with other investment wrappers.
IHT Calculator:
Calculate potential IHT liabilities with options to explore the impact of gifting strategies.